The Most Trusted Factoring Service
The Most Trusted Factoring Service
Get paid in 24 hours with no contracts, no hidden fees, and no minimums. Factoring built for owner-operators and fleets.
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Flat Rates
No Junk Fees
No Contracts
Non-Recourse
Instant Pay
No Minimums
How It Works
Get Approved
Fill out the form and get approved within 24 hours.
Submit your first load
Haul and send us your paperwork.
Get Paid
We send you payment in 24 hours or less!
What Keeps You Moving
Freight Factoring
Get paid today. Not in 30 days.
Brokers take their time paying. You don't have that luxury. Invoice factoring means we buy your unpaid invoices and pay you now—usually within 24 hours of delivery. You get your money fast. We handle the wait.
Why it matters:
Fuel costs money. Maintenance costs money. You can't wait weeks to cover what you need today. Factoring keeps cash flowing so you keep moving.
Contract Buyouts
Stuck in a bad contract? We'll buy you out.
If you're locked into a contract with another factoring company, we'll pay the buyout fee. No hidden tricks. Just a clean switch to better rates and better service.
Why it matters:
You shouldn't be trapped paying high fees just because you signed something a year ago. We'll get you out and set you up with terms that actually work.
Fuel Advances
Cover fuel costs now. Pay later.
Our fuel advances let you pay for diesel upfront without waiting on invoice payments. The cost comes out of your next payout. Simple. No separate bills. No extra hassle.
Why it matters:
You can't haul a load without fuel. This keeps your tank full and your business running, even when cash is tight between loads.
Instant Pay
Get paid any day. Any time.
Most payments go out on business days. But loads don't stop on weekends, and neither should your cash flow. With Instant Pay, you get paid within an hour — nights, weekends, holidays. Just select it when you submit your paperwork.
Why it matters:
No waiting until Monday. No missing a cutoff. Your money hits your account in about an hour, whenever you need it.
Customer Service
Real people. Real answers.
Call us and a person picks up. Not a bot. Not a phone tree. Our team knows this industry, and they know how to help. It's why drivers stay with us — they trust us to show up when it counts.
Why it matters:
When you are sitting on the side of the road with a question about a payment, you need someone who picks up and gets it handled. That's us.
Over 10,000+ Approved Brokers
Over 10,000 pre-approved brokers
Not sure if a broker is legit? Check them before you take the load. Our broker check tool shows you who’s verified and who to avoid.
Why Drivers Keep Choosing BasicBlock
Stop Waiting
TO GET PAID
Get started in 5 minutes. No contracts. No hidden fees. Just fast payment and straightforward service.