Discover some of the benefits of BasicBlock factoring
2.5%
Competitive rates
Among the lowest factoring rates in the industry — keep more of every dollar you earn on every load.
$0
No commitments, no hidden fees
No long-term contracts, no startup fees, no surprises. Just straightforward factoring, on your terms.
1-on-1
Dedicated account reps
A real person you can reach directly — no hold music, no ticket queues, no days waiting for a callback.
24/7
Easy-to-use app
Submit loads, check payment status, and manage your account from your phone — anytime, anywhere.
Above and Beyond a Traditional Factoring Company
BasicBlock
Other factoring companies
Rate
2.5%
3–4%
Contract terms
✓No term contract
✕1–2 yrs + auto-renewal
Fees
✓No hidden fees
✕ACH, invoice & startup fees
Support
✓Direct line to your rep
✕Hours on hold
Funding speed
✓Under 24 hrs / 5–10 min broker checks
✕Slow funding & broker checks
Technology
✓Mobile app & web portal
✕Email, phone, or fax
Non-payment protection
✓Non-recourse
✕Chargebacks at 30–45 days
Minimums
✓None — factor only what you want
✕Volume minimums required
Payment deadline
✓2 PM CST
✕9–10 AM for same-day
Reserves
✓None
✕3–5%
Real Customers, Real Results
Questions? Contact Us
Have questions or need support? Reach out to us at support@basicblock.io or 402.600.0630. We’re here to help.

