Why Owner-Operators Choose BasicBlock
Real proof from real carriers. See why thousands of drivers trust us with their loads.
Benefits of BasicBlock factoring
Flat % Rate
Competitive rates
Among the lowest factoring rates in the industry — keep more of every dollar you earn on every load.
$0
No commitments, no fees
No long-term contracts, no startup fees, no surprises. Just straightforward factoring, on your terms.
1-on-1
Dedicated account reps
A real person you can reach directly — no hold music, no ticket queues, no days waiting for a callback.
24/7
Easy-to-use app
Submit loads, check payment status, and manage your account from your phone — anytime, anywhere.
Basic Block vs. Traditional Factoring
Other factoring companies
Rate
Flat Rate
3-4%
Contract terms
No term contract
1-2 yrs + auto-renewal
Fees
No hidden fees
ACH, invoice & startup fees
Support
Direct line to your rep
Hours on hold
Funding speed
Under 24 hrs / 5-10 min broker checks
Slow funding & broker checks
Technology
Mobile app & web portal
Email, phone, or fax
Non-payment protection
Non-recourse
Chargebacks at 30-45 days
Minimums
None — factor only what you want
Volume minimums required
Payment deadline
2 PM CST
9-10 AM for same-day
Reserves
None
3-5%
Real Customers, Real Results
Ready to
Get Started?
"*" indicates required fields